I think I was in the Orchard last month (have to check tonight at home) . already reading another thread, I realized I can just dump some $ from savings into a secured card to my report .
Questions help: 9,775,031th How to get the $ to them? Can it be electronic, as if you pay your bills online?
2. What is the Web page for orchard again?
3. Judgement question . I have a repo, the fall out in March next year . they would not be able to sit this $ orchard bank track correct? I me

Get a load of these rates for deposits and loans. About the only good thing I see is a no fee secured card with a 3.99% April The CU is not an open membership, you must live in some central counties of CA or are employed by a small list of employers. Even if it was not open membership I think that would be very popular at here.
https: / / www.unclecu.org/?pagename=rates

The excited, I know it's nothing to write home, but ive never had a CC before, that I made to Bank of America card qualifies secured, and I should have it within a few weeks!, I just this board before In a few weeks and to start the reconstruction excited! Thanks for the help so far.

Hi all – I am now using my credit card to get started again on course. I received 2 of my hard-copy credit reports in the mail (TransUnion and Equifax). was to my surprise, my Equifax score 659th to get (I expected a lot worse than I usually do.)
Anyway, I applied for an HSBC card, assuming I would be secured for a map approved. To my surprise I was approved for an unsecured HSBC card, but with a $ 300 credit limit.
Anyway what cards should I use with the aim to improve my score a cou

Hello, applied
Has someone for a secured credit card, and it increases your score? I have only a map and a Macy's credit care credit card, I try to help raise my credit score from October have any other ideas? I was told that if I apply for a secured credit card every month and it has paid off the entire balance my guests would go quickly. Has anyone tried it? And I really do not know that hard pulls on my credit card because I'm under contract now with a lender and I need no quest

You will receive a clean report then insufficient credit history
If you have less than 3 open, get good in the standing, revolving accounts denied: GO a secured card
(Even if it only $ 350's)
Not everyone gets their grades up to 150 points GET in 6 months, sometimes it takes years, or there are setbacks. Just think, if you have secured a card today in 18 months, if your reports are a little cleaner, you have so much more history.
Take it from someone who BTDT.
Do

I applied for a free checking and savings package of Bank of America (the $ 50 bonus will be sweet!) And also decided, for a secured card, apply to build up my credit. BoA responded back to me today to tell me they could not approve my application and they are sending the reason for their decision. I will try to see work later if they tell me about the phone.
They pulled my Experian report, which is clean (no accounts at all, positive or negative), but with a lot of questions (~ 25). I do n

Hello to all! I want to help is to get an app Spree Thursday (when we close in fact that this day) We are planning to refinance the mortgage if we get better prices within a year. But now I want to get more credit. I already have nfcu and orchard. I want to get rid of fruit garden, because it is a secured card and it has an annual fee. I have fruit garden for 2 years and nfcu had for almost a year. I want to keep nfcu and this limit increases in February. I do business a lot, but I'm frugal

Trying to improve my score. I applied for a secured card with a limit of $ 300 after 2 weeks and the money was still in my savings, I called, and says the automated service, it was rejected. Trying to get to a real person with no luck. In the confused, because they tried to get me back up some so im not sure whether the automated voice tells me secured by the secured wholly or in part. They also tried to apply for their most basic, to see if I would send them an offer for a secured. So this is l

Well . After having secured all the bad guys on my credit report from all three rating agencies and reporting going on my card . I have 2 trade lines positive (my CJ account has not reported yet)
In Experian, I have only had 4 INQs in the last 2 years, so I decided, “Hey, what the hell” is applied and for something that attracts mainly Experian . Avoid a hard way .
I was seen at HSBC website, which I pre-qualified for . (Mind you, last week I tried what I was looking for pre-qualifie