Please critique my "goodwill" letter re 30/late [credit bureaus] [quot]

Background: I was a authorizeed users on two CC and both were late 30 days (shown as such on my CRS). Both were paid in full and closed. Here is my design for a business or goodwill letter to the two accession countries – is that ok
Dear XXX:
I was an authorized user on the above-referenced map?. It shows on my credit reports as 30 days late, but this card was paid off completely. Could you please remove this entry from my credit report with the credit bureaus. Thank you again for th

Why American Express Financial Review is neither common nor random. [quot] [young lady]

If “it” were common or coincidental, we would see:
Original: young lady told her fiance to call if his Amex, Visa rejected while charging her engagement ring.
New: You told him to call if his Visa Amex has declined, due to the F/R.
Call “Do not Leave Home With It” campaign.

723 "Average" Fico Score in US [paycheck to paycheck] [quot]

I always laugh when I see that commercial . “I'm thinking of a number .”
Does anyone think that the “average” Fico score in America seems to be high?
All you hear is how 70% of Americans are in debt u0026
paycheck to paycheck . yadda yadda yaddda live.

pulled wife's credit report. OUCH! [baddies] [quot]

My wife has a lot of bad guys and on average they are all $ 3000.
If get “we” sued, I'm going hard. How much influence is her report would have on me?
We were married last month, she never went to report. She has an impeccable car loan and a CC (so never got credit) 0.
villains are most SLs.

Booted from Credit Karma [fraud department] [quot]

I did not draw from CK since the beginning of October (around the time of this “draws hard” to CK) They have since said that it does not to me, after drawing a month before .
I daily check may be obtained have some great benefits from this softs but now seemingly been put on the “C” list of the TU . I think I have to “mark” or something .
According at TU is my file too inside “the fraud department,” although I have no FA .
Here is the latest message from CK .
Our customer

CA called trying to collect [stepmother] [quot]

I get a call from Elite Recovery for my deceased ex step-mother yesterday. Guy asks me how a hold of Mr. X. receive, I said, its impossible to come in contact with him. CSR asked why. I told him, because he's dead for at least 15 years. The guy was stunned. He said: “What do you think he's dead?”. Then he hung up.
Now this is a new low. Maybe not for the CA's though.

Need help interpreting Citi's "no CLI" reasons [accts] [quot]

Because I wanted to give them some small increases to two accts, and I stop using the cards, and have higher payments in the last month or so, my utilization improved. It used to why they were not CLI “payments too low” and were “used for high% of the loan” – today, he changed it “not enough acct activity on one or more citi accts.” Now, this is masking the other two reasons, and if I use modest beginning of my cards again, will restore the msg? Or am I likely to get CLIs on my other two accts i

Just Approved for Bloomingdale's "Premier" [bloomingdale] [quot]

Does anyone know what card is that? They do not give a summary of their cards online.
Thanks

Maybe a stupid ? about opting out but [address phone number] [quot]

if you are moving (eg, new address and telephone number) is not your previous opt-out “ineffective or what?
I decided last year for 5 years and suddenly I have creditors calling and mysterious pulls on my Equifax (TU u0026 likely to EXP) Report

DnB just called! [quot] [dnb]

Well, I have my 2nd DnB a few minutes before the call. The sale rep wanted me Credit Builder for $ 799.00. More because I'm quite new and that will allow me TL's for a year, where the $ 549.00 is only 30 days to add. He said that my file is now “DS” something is not in a position to be reviewed by DnB. I told him that $ 799 is not in the budget, I might later in the month or 2 new Clock So it was suggested that he could of maybe 20% discount. I said I just can not right now. So Credit Bu