Are these FDCPA violations? [letter in the mail] [fdcpa violations]

This is a kind of follow up to a topic I posted to 5.9. This is the day of Kay's reps called me to tell me they were invited to collect our off-AmEx account. I finally got a letter in the mail today (17.09). There is no date of postmark. It's simply reads: “First Class presort U.S. Postage Paid MNK. The letter is 9 / 7 old-fashioned, but I highly doubt it was sent that day. Is the rule that they must be in writing within five days of my I'll have to get within five days or they have

Are ALL the lenders in GA stupid? [letter in the mail] [first equity]

If all lenders in GA stupid or what?
We all know is right now.
Now Juniper release its first equity!
I received a letter in the mail three weeks ago I was invited by First Equity in GA
I apply had the opportunity to apply on-line or by mail. I apply online and get the “we will contact you” message.
two takes weeks and I get a letter stating that there is a problem with my application and could i
please fill a new or renewed application online. How am I on-line and

TNB raises limit from $200 to $5000 and another newb question [target redcard] [letter in the mail]

Maybe some of you experts shed light on this CB. I have a goal RedCard for about 5 months or so had to limit with a $ 200. Well, recently my wife calls me at work and says: “We have a letter in the mail from Target, you want me to read it to you?” So I mean, what the hell, why not. She reads them to me and basically it is said: “Because you're such a valued customer RedCard, we convert your account to a Target Rewards Visa and increase your limit to $ 5,000, and give you a lower
Is Apr

CA wants me to pay 18 year old debt? [citibank account] [letter in the mail]

This is my first post here, after much reading in the newbie area. Thanks for the great info!
My dilemma . today I get a letter in the mail from a CA to do to collect on a 18-year-old Citibank account. I know this law was a CO at a time, and it seems like I have to pay it from 14-15 years (although I'm sure I have to prove no docs, there are now bin). The original balance was under $ 1000, but the CA is a balance of $ 14k with a debt settlement offer of $ 7k. I'm not about to pay w

OMG Juniper Carnival and US AIR CLI's [letter in the mail] [cli]

DH has had this card for almost 1 year at $ 500.00 per without CLI's when we asked we would a letter in the mail, that get “our” program does not allow for individual requested CLI's. We have just paid the cards up to 10% UTL, because we are through the mortgage process in motion, and lo and behold, I have the accounts today because we have a payment due in a week, and to my surprise, the limits raised to $ 1,500 on each card a total of $ 3,000 Junpier CL! I almost fell off my chair. Now

amex lowered my limits? [letter in the mail] [high limit]

I have a letter in the mail today stating were lowering my credit limit of $ 200 on each card. I have blue cash and Starwood, and both are on the border, combined with 12 700 for balance transfer reasons.
they gave me some crappy reason, as my credit cards went up to the other. I called AMEX and told them I had acquired two small LLC recently and needed some cash flow for a few months to start me. I have to use some other high-limit cards to 0% transfers for this assistance check. At the

get this Capone crap [letter in the mail] [thier products]

I was told when I first joined that if my account is in good standing for 6 + months, I could call back and get creditors to increase Tlimit or ask for one. I do not have all too late or not at all about my limit for well over a year and I just called and they said no. He said he could not tell me why, but I would get a letter in the mail. Then let them. before I turn off the phone, he tried to sell me one of their products, so I hung up. Can you believe it!

How badly will it really hurt me? [letter in the mail] [10 months]

I have a total card, which has about 10 months old it . I use it then usually PIF, but a small, balance $ 50 or so .
Total is one of the few credit cards that allow you to pay your bill with a debit or credit card and I have used this feature . most debit cards (I get money moving all the time and usually never with the same bank account to pay two months in a row .)
Anyway, I paid off the map around the 1st of the month and received a letter in the mail from them recently asked me t

Question about conditions and requirements before closing [letter in the mail] [approval letter]

We received our approval letter in the mail the other day. (Hurrah). I had a few questions so I called our loan officer and he was really good one about answering my questions, except.
The lender is required to provide evidence of clear LDP / GSA for all involved. He only said something about, since it is a government loan (FHA) that they are obliged to information.
What I wanted to know what an LDP / GSA and will entail a different or what will be. He did not really answer the quest

Sent DV to CA upon first request [letter in the mail] [mistake]

I noticed something appeared on my reports, and sent a DV letter to them immediately. This was a collection agency for a current account (which I could swear I paid).
Here is a summary of what happened so far:
Noticed derog on my reports.
Seeing as I never received a letter sent DV (no mention is not always a letter in the mail about this, would have made a mistake)
They responding back , 20 days later with a copy of last months bill from OC.
Now that not a validation