DH applied for and got a Patelco Card in Dec [inq] [car loan]
Inq showing on his CR, but none is reported cl. He was approved for 20k, the card has, sits unrecognized in the drawer. If he is now activated and uses them as it is brand new Patelco report this month, or will they open it as a report in December? We need to apply for a car loan within the next 120 days, and I do not think that a “new” tl lowering his scores. Also, we're a new award fi on our mortgage and have the same concern about a “new” tl, although this really old already 7 months. Any