Does it increase/decrease score [fako] [usaa]

My new USAA Amex EX showed up on two days ago, and my FAKO for EX was about 11 points. Nothing else changed on the report. This did not happen when received my USAA MC about a week ago on EX or any of the other rating agencies. What is this? Do they (EX) to decide at some point that you have taken too much new credit all at once? If it were only a temporary decrease except for a few months to pay? Today, that same USAA Amex began reporting on TU and my score went up 9 points. I also had a TU inq

Capitalone Closed? [close account] [fako]

FAKO my curiosity pulled today and that was there
Account name CAP ONE
Account # XXXXXXXXX
Account Type Credit Card – Revolving Terms
Balance
Date opened 2002.07.01

Account Status Closed on Mo. payment account include details of payment due

High Balance Status No Status Limit

Other revolving account comments in dispute-reported by subscriber
Okay, I am denying is a charge to them (Northwest Airlines)

Lender's Fico Pull VS. My Fico Pull [bad mistake] [fako]

Hi everyone,
I've lurked here for a few months. I have worked very hard to get me and my husband credit scores so we can loan.
While for a VA home I know you can not go through FAKO scores, all my FAKO scores were pretty decent and high enough to qualify for me to ask the risk to the lender to pull my credit card pre-qaulify us. Well, it turns out . that was a serious mistake, because my grades were quite different from the FAKO's (70 point difference or more). Not with those

Should I wait to dispute really bad baddies? [fako] [tc]

Hi everyone.
First. Thank you to everyone for all the incredible information on this site. I do not have as much sleep as I should get for the past week until I've been reading the cards and can not pull me away.
Anyways, my 3 Fako TC scores are in the range 610-638. I try my hands full with many things and get rid of all 3 of my office reports. Regardless, many of us a certain goal, we want to achieve by our quest for better credit scores is used. For me, it is a refinancing my m

How much can I expect my score to rise? [collection accounts] [fako]

I have to ask about 4 unpaid collection accounts with CRA, and I am again, I'll pay, and they show up as paid collections, does anyone know how much can I expect my FAKO / FICO score rise? Thanks.

Just entered the 700 club [fako] [700 club]

Last 3 villains jus fell EX (died of old age)
I knew it was coming, but it thoufht woukd be a few months ago, was also afraid my guests might actually fall due to a new peer group moves .
Saw a huge move in my FAKO decided to splurge and buy a FICO .
I recently bought a couple of weeks FICO ago.
EX = 688.
TODAY .
752
OMG! I only said 752nd
Yup, 752 . .
Wow
Yee Ha!
Ummm so that all my scores were close, but I'm not close anymore b

CA Pulls hard on IIB .Help Please [fako] [osi collections]

I got a call from “customer MGMT” did yesterday in an account IIB, which was never on my credit report to collect lists. I told them that the account was IIB and she said I needed to call “OSI Collections”, because they sent the account.
Today I prefer TC see and as my FAKO fell 3 points, because “a collection request of Acct Rec MGMT “;. Now what?
Do I call OSI?
Do I just send PP / DV To appear “Acct Rec MGMT” to the address on my CR?
I'm Sun PO'd now I can not s

Holy smokes! I'm over 600 on EX! :) [fako] [true credit]

I gave in and bought my TU and EX scores today (Watch for performing EQ). Shockingly, my TU FICO and FAKO (True Credit) is just the same – 546th I started at 505 in August, so I'm making progress! EQ is in the vicinity of 570 glued the whole time. I've GOT to get them to delete that Cingular
EX collection really surprised me, but – It was 611! I started at 550 in August! I am so freaking happy now!
Once me to do much on this LVNV thing holding me back, I think I'll get a

2001 Providian CO-G.O.N.E. [fako] [providian]

I had a Providian CO 2001 that 100% is gone! I went today for the first time in TC 3
weeks and TU, EQ EX is 100% CLEAN my CO.
This February 2001 was the reason I first came to this CB a few years. I made a decision not to contest this
until 1 month, before it was dropped by (date) 0.
Fako My TC's remained the same, so I do not know what made this my true values . but I kinda
suspect that I might even drop some due to age . but who cares they are gone !
Thanks

Which is lower your FICO or FAKO? [fako] [point spread]

Hello everyione, as you know all there is a single debate on the important, relevant, the better. We all know that the lender only cares about FICO.
However, the FAKO came from something, and none of us seem to know or care where. Just for curiosity, are you higher or lower? No need for point-spread this is just for fun. I've seen responses all over the board.