My mother and I share a CC that I'm filing under my chapter 7, any idea if this will affect her or not? My lawyer was very unclear on what would happen. Thanks!

Hello to all . scroe need serious help with my credit card . just read on to learn to improve my score . its currently at 600 and I need it up 680
I have many questions . I had 4 credit cards or lines of credit, that pretty much max'd were . I've got to pay everything down below 25% . I think that was a good first step and a point system for analyzer should raise my score about 40 points .?
My next step is to start in my opinion, the hard questions about work . from what I rea

I indicate a score watch that my score went up 5 points. She says she was a ruling that was shot recently. Judgments make it go by just 5 points? When I max my credit cards, makes the use of going there anymore.

How much do you have average expenditure per month on your credit card? I average about $ 300.00 per month, although I do not use it all the time. I am in no rewards programs or something . and have very little incentive to use mine except to pay for the pump and buy things like computers, so I do warranty.
So how much can you double the average charge per month on your credit cards? Is there a special incentive to collect the amount you charge? More comments?
Clark

Hello everyone, could
This a very simple noob / question, but .
When is the best time to apply for a new credit card? In the course of the day? Evening? Weekend?
And it is better to apply online or over the phone?
Thanks

First, will we be able to re-affirm any of our credit cards, we are thinking of trying to keep one each.
Second, we want to move all of our busniess to our credit union, checking and savings. Shoudl we do that before or after the bankruptcy?
So, what are your thoughts on re-affirming credit cards?

Curious to see how many cards each, especially if you have many, and your scores and how long it took you to get it.

I am so frustrated. I have 2 credit cards, both just over a year old with a perfect payment history. 1 has a $ 2000 limit w / a $ 400 balance and the other has offset a $ 7,500 limit with $ 1600. I Experian Direct w / Power Score and noticed a few months ago that they were both reporting my credit limit is the same as my balance and therefore maxing my life. So I disputed the information, and lo and behold my score was 589-667! I was thrilled to say the least. Well, I've checked again this m

Who holds the record for most credit cards on this board?

I was surprised to log in and see that there was a 66% increase from $ 300 to $ 500. Did not ask or anything. I almost never used the card because I have better credit cards anyway, but it made me feel good.