DOFD–please help clarify [cr 39] [default status]

? I thought DOFD is the day you were first end with a payment, not the date of the OC you decide to make collections of student loans
The situation – for the first time I was late with payments in 6.3. They say my official “default” date is 6/07–over a year later. Is this permitted? If I could have given 6.3, the negative would come from my CR is a year sooner.
I Department called to ask education, and she told me hard, DOFD if we felt like, you agree to be in default status.

Addresses deleted! [cr 39] [split file]

Yes! Just got my CR investigaion with the updated information about them. Got back to TU and EQ. (That's mighty strange that my file looks only good for EQ, but they are now telling me I have a shared file. This CR 02/28 dated.)
Anyhow looks like-mails deleted 3 old and 2 old name of EQ ! Yes!
TU deleted all old messages and all the old except a name. The thing, though it kept my old married name as my “real” name and my new married last name as “other name” is. I sent my DL and

When do you go from Sub to Prime? [cr 39] [payment history]

I really have to work cleaning up my CR. Waiting for more disputes we give. I've created a great story for the payment of 3 + years. I have a CH 13 dismissed from the year 2001 (hopefully come out soon in dispute) I Orchard $ 900 CL, CO $ 500, CO $ 300, FP $ 375, Target $ 500, Kay $ 1500 all balances are below 20 % utilization. I do not use too crazy to be launched, when shall I prime? where should I apply? Thank you!

how long typically until debt is charged off? [cr 39] [payment date]

It is an account that is completely inaccurate and reporting WFNNB different on all 3 of my CR.
I just a letter from them through the BBB, which was no help, told me that they update with even more false. They claim that my last payment 1.7 has done (wrong). You will not me a date of first delinquency, so I guess they try to use the wrong last payment date. But in the same letter, they claim that the account was calculated from 2.1. Does that sound right? I have little experience with this

I called Macy's for a CLI today. [cr 39] [cli]

I have a few good credit days apart {blocked by the fact of the EQ, my CR on TC again! }. Got approved for my AMEX green, so I decided to call Macy's and ask others for a CLI. I started in August with a $ 100 CL card and a few changes between now and then all the way up to a whopping $ 400. So I called today and told the representatives that I was approved for an additional $ 800. HUH? MY CL has gone from $ 100 in August to $ 1200 today! I pushed my luck and called Bloomie's-she told me

Help, question about PM & TC. [cr 39] [different times]

I have to PM so I take my CR's at different times of the day was. (Lol, right?)
Anyhow, I moved at 10:15 PM yesterday and TC clock around 5pm.
I Clock went back immediately (at 11) and it would not allow me to see it and gave me the same message you get when you see it within 24hrs.
Since there both by TC, it means that I am not my reports at different times? Because if that's the case, I do not know it.

what does it mean when a CA and the OC disappears from CR's? [cr 39] [tradelines]

I noticed on my reports, a few trade lines that are there are not there?
does it, if the account is sold by CA to CA, then it should show up again someday?

How does AmexGold report CL? [cr 39] [gold card]

What are the ins / outs / downs with a head Amex Gold Card reporting on your CR's? Is there an advantage to have this card . they charge an annual fee – which says the use of IT? Better if I'm wrong in my thinking, that would have other cards, please let me know. Thanks for any help.
JC

Nervous about sending in DV. [cr 39] [local collection]

So this Monday I will send in 4 DV to a local collection agency. But what I'm nervous is that now they will have on my current personal information and could bring them to justice. Until recently my CR report is not my current address because I have not used my credit in 5 years. Now that I am is my news coverage TU and I'm sure EX and EQ soon.
What would you do in this situation?

Major Violation? I think I have them dead to rights! [bottom feeder] [cr 39]

Okie Dokie then,
BK discharged 6 months ago. First resolution Investment was notified per the matrix for the two accounts they had. After discharge six months ago, just to make sure, I looked at my CR's and all was reporting as IIB.
I now pull my EQ and notice that this bottom feeder of a company has now updated both accounts as open collection, factoring company, and upped the balance owed on both!
PLEASE tell me I can go after these folks, because if I can, they are toast.