I have read through the newbie section and have this entire website for a week now and I have found no definitive answer to my question. I have a Cap One CO, which dealt with by officers, but Cap One still owns it. What should I do? I have read that they do not provide more rehabilitation, so that I even bothered to contact them? Or should I just deal with NCO? I look forward to any help and advice. Thank you.

I'm looking forward to closing my capital one card, which is a limit of only $ 500
The thing, my credit file is only 19 months old, because I came here from abroad to think. This was my first card. I'm in total:
Cap 1 – $ 500 Limit – 19 months old
Wamu – $ 1,500 Limit – 5 months old
Citi AA MasterCard – $ 5,000 limit – 4 months old
Citi AA Amex – $ 6,000 Limit – 1 month old
Bank of America WorldPoints – $ 6,300 Limit – 11 months old
According to TrueCr

Hello all. two Cap One cards.
Card 1: 550 high balance, current account balance 325th CL is 550
Card 2: High balance 1056, current balance 0th CL is 2 1 1000
requested combination card in card
Card 1 was from an older year.
How the high balance / “credit limit” is reported, will be released when? What did you experience?
thanks in advance!

OK, I was pulling for one certainly hope my Equifax report “clean”. TU and EX still some bad guys, especially some 90-120's two years ago on a Cap One tsp. Of course, they pull TU. FICO as 665th I get:
Congratulations, your application is accepted!
You an introductory APR of 0.00% is obtained for purchases up to the first 15 months, your APR be followed for purchasing 16.48%.
Your credit line of $ 2000 will be available after you receive your card to activate.
You you

We both began to low -. 500 Many, many villains (collections, CO's newest, etc.). Our villains are a few. I gave him a Cap One card, credit card and one crown in March. With him pay this time and always at the same villains from his office, his scores jumped significantly. For example, we have reviewed, most recently in June its TU was yesterday . 533 643. Experian was 515 yesterday 614th EQ 515 yesterday 559th And to approve it was made up for AMEX Gold Delta REWARDS! Only for $ 1,000, but

As everyone knows I won the Cap One had received from the TU and EQ but not EX, deleted, well, I moved today CCT and guess what popped up again? Cap One !
Not did it just pop back up, but now it has a new DOFD !
I am getting pretty tired of this crap! BTW I draw
And EX directly to CCT confirm.

OK, so I have my ratty old dispute Cap One account on Experian. I pulled my FICO the other night and it was 679 to MCK experian.
So I prefer today and see the result is 599 and I pooped on my pajama drawer. Looks like EX “verified” the account, and updates the date of the state 5 / 2005. I confirm this in EX Web site. MCK scores were about 620 before, so I knew something had gone south .
In terror, I prefer a different FICO, knowing what will I see well. But to my surprise . score was

So of course any negotiations with Capital One led nowhere, so just send payment in full.
They is marked as paid and pay status for that month was marked as derog current. EX FICO went over 50 points.
Just wanted my experience to anyone who shall be paid Cap One thought.

On my Equifax report Capital One lists my one loan FOUR separate times (so it looks like I have/had 4 $10750 loans out). I disputed w/ Equifax & it came back as verified. I wrote a letter to Capital one & they responded "We have verified that the information on the report we sent to the credit bureaus matches the information in our systems"..Thanks for the form letter Cap One
Anyone else have this problem? In looking over my Ch 13 Cap One is getting their money in separ

I was thinking more about my limits on some of my cards. I was thinking about Macy's and Cap One. One of my Macys I have a limit of $ 500 with a balance of less than 100 dollars. My Cap One limit is $ 650 with a balance of like $ 450. If I ask and will increase 4 a call this help my score?