Archive for the 'mortgage refinancing' Category

Homeowner's Insurance: What Do I Need To Do? [insurance provider] [renters insurance]

Since I already approved and cleared to close . what should I have to take care of as far as homeowners insurance? Or is that done by the lender.
I know my Loan Officer requested information on my current insurance, State Farm is, I have renters insurance through them.

Shopping for Mortgage to get GFE [person shop] [gfe]

How can a person shop for mortgages? To GFE and the actual price they must purchase contract? In my case I can actually find a property. But what, before even looking for housing and try get preapproval? Do they still need to get my SSN? Bank of America needs me to my contract to send to me adjustable rates. I just want to see how it should be done. Please share. Thanks in advance

Pretty Amazing 100% NO PMI offer [initial interest rate] [pmi]

Product ?€“ 1st Mortgage 2NFMR_PNCN – NFMP NCONF 30 YEAR FIXED – PNCN

Purchase Price $478,000
Loan To Value / Combined Loan to Value 100.000 / 100.000 %
Loan Amount 1st / 2nd $478,000
Term Of Loan 1st / 2nd 360 Months
Balloon Product 1st / 2nd No
Initial Interest Rate 1st / 2nd 6.375 %
Index 1st N/A
Margin 1st N/A
Actual Market Rate Today 1st 6.375 %
Qualifying Interest Rate 1st / 2nd 6.375 %<

Wife on mortgage but not used to qualify [mortgage deed] [credit reports]

I will only confirm that it can be “on the mortgage / deed,” but their values must not be used to qualify to be, etc. And if it is, what does that really get it? You get the mortgage on their credit reports I take? Anything else? Thanks.

Can we get 100% financing [perkins loans] [job offer]

My DW had a job offer in central PA. She is fresh out of the residence, a CR score of 620 and (not to mention a whole bunch of lates) working conditions, their way of a standard with their Perkins loans. My grades are not that great with (635) mainly because everything is pretty much on my behalf (A duplex, 2 cars, credit cards, LOC) with slightly lower workload (credit lines amounting to about 80,000, I'm currently at about damn 20%) and 4 lates forget (to pay the bill %#*!). There is virtu

Will you please review my GFE? [real estate tax] [insurance premium]

Here is the GFE from the lender that I think I'm going to go with. Please let me know if everything looks ok. I make 84K/year. My second credit score is currently 697th The price of my house is $ 249,000 and I put 10% down. Thanks
Prepaids
Per Diem interest: 15 per day = $ days@33.42 501.30
First Year Home Owner's Insurance Premium = $ 840.00
Home Owner's Insurance Reserve (2 months) = $ 120.00
Real Estate Tax Reserve and prorations (10 months) = Total = $ 3

Anyone able to remove a short sale from CR [goodwill] [cr]

Hello everyone.
I'ma newbie here, but the entire site has helped enormously.
My wife and I had a situation where we had to just sell our house. We closed the 7th House January, January 8th at 1 year do you think a goodwill letter to the elimination of the negative credit items from our work?
Has anyone had success in removing these items from their credit report?

anyone refi'd w/a FHA mort. in FL? [fha refi] [homestead exemption]

I have a couple of times in FL refi'd and did not have my judgments as FHA streamline refinancing or pay my last CONV. refi.
So now that I go from CONV. back to the FHA, it is likely that they will now be required to pay these judgments on the title?
I had hoped, I think FL homestead exemption, that FHA would not this demand here.
(if you're wondering why I have Ameriquest Mortgage and I have to get out of this ARM u0026 early repayment – it is at 7.7% and I can get 5.5%

Question regarding HUD foreclosures [hud foreclosures] [escrow]

If it says FHA insured: means with the Escrow xxx dollars.
What?
Also, which is how the process of buying a foreclosure? If we put a bid in on how long it will take to find out if its been accepted.

land contract refi with recent bk [land contract] [eq]

just discharged 8-31 and would like to refi out of my land contract with my boss 0.
myFICO tu ex = 560 = 599 = eq 601
house at 215 000 179 000
is and I owe it hope?