This is a kind of follow up to a topic I posted to 5.9. This is the day of Kay's reps called me to tell me they were invited to collect our off-AmEx account. I finally got a letter in the mail today (17.09). There is no date of postmark. It's simply reads: “First Class presort U.S. Postage Paid MNK. The letter is 9 / 7 old-fashioned, but I highly doubt it was sent that day. Is the rule that they must be in writing within five days of my I'll have to get within five days or they have

They offered a settlement of $ 1,000 $ 3,070 balance on a dollar, but they refuse to remove the items from my credit reports. Some crap about it against company policy So, I politely declined. Its about 2 weeks. I thought they would reconsider, but they have not contacted me.
Anyone had no luck with a drive / Santander PIF?

Hi everyone,
First from, this board is amazing-I've tried so many sites, research, forums.
I but not bundled with the knowledge of the CB issues a CA to have TU u0026 EQ are reported. The original holder of a brotherhood / sisterhood Billing Service, the debt sold to “Payment Systems America,” but the debt that they said that I owed after I transferred to this university and could have been incurred impossible. In such a case, it is better for me to try to return to contest the or

I forgot. Thank you!

Hello, a
I HSBC Neiman Marcus card for almost 2 yeas now have had. have done when I went on my credit reports I noticed that they take 4 hard questions about this period (4.9, 5.4, 12/05 and 6.4). Are they allowed to do that without asking me? I understand it takes for the first time, but not the other third What can I get taken to the other three from my report?
My account is in good standing with no lates.

How long does it take for a request affects your credit score? there are 30 days? immediately?
i . now have 5 inquiries on my Equifax the youngest is jumped from 12/2004
my Equifax credit score 50 points yesterday to 709 and now its clean! help with you!
I am thinking of applying to pedfed Credit Union for a credit card with a higher limit than I have now on my 2 credit cards now . aspire visa 450 to limit, and a total of 250 visa limit. my load on these two is always below 10%

My Story:
I was out of debt before I started school (later in life). No income (only student loans) for the first 6 months (wife was unemployed)—we moved 1000 miles for me to go to school, then only a small part time income for me (and very spotty income from my wife’s on-again/off-again employment history) caused me to use Credit Cards to make ends meet. By the time I was done with school, I was about $35k in the hole. I got a very poorly paying residency (working throughout school h

I have something on my TU report, which I did not know. I do not have much CC in my life so I can remember pretty much what's what, even if I'm up there in age. LOL
anyways I disputed this account, and TransUnion sent me to say a form letter today:
“Thank you for TransUnion blah blah blah submitted our response to your request.
Verification documents not available”
It attending day that they investigate disputes and collect the status of the information, but they

Interested in requesting a CLI using the online form. It asks about income, etc. If I have to fill it, it is a hard pull?

I'm an Amex customer. I have two old accounts with them both over a year. Combines CL equal to $ 25k. When I had applied, I was at the time married and my spouse's income.
Now although I am divorced and I feel the right thing to do would be Amex call and let them know that my annual household income 50% less than what it was when I applied, and let the chips fall where they can.
I do think that would be better than af / r say, 6 months and they see my tax return is half of wh