Archive for the 'credit report' Category

What happens if you cosigned for a spouse and then you get divorced? [disablity] [nih]

My brother a few years ago signed cooperation for his wife so she could get a credit card (it is not working and Disablity) with their local credit union (NIH credit union, he worked for NIH and is a member of the club with him)
The account is not a joint account, and he is not listed on the card as an authorized user. I told him he should immediately either try to remove her name from a common cards, they closed as AU-cards or cards where he can not remove her.
But, in the case of wh

Car loan appearing twice on credit report? [late payments] [repo]

Hello – newbie here.
I have a car loan on my credit report. A few years ago I was with difficulty, and several late payments (30-60 days). The car was never repo'd but the account was closed due to refinancing, but are funded and closed the account and the account on all my credit cards reports.
My question – should this be so? If not, how do I fix it?

Some questions about Pioneer Recovery [repayment agreement] [creditor]

Background: Almost three years ago I had a large credit card account go delinquent. I worked out a repayment agreement and agreed to a monthly payment to be taken out of my checking account each month automatically by the creditor. I did pretty good but was not perfect. About a year ago, the account got to 120 days late. Since then I have been perfect in making my payments. For some reason, without calling or writing, they failed to take the August payment out of my account as agreed. The

Amex app waiting period? [american express card] [gold card]

Did this recently on its website. Do you have number of applications where necessary and if so, how quickly?
Thank you for your recent application for American Express? Preferred Rewards Gold Card. It is our pleasure, your request for an American Express card service. However, our data show that more than you have recently submitted an application for American Express card (s), therefore this question has cancelled.

We have reviewed your application and, as all of the informati

Looking to finance a Laptop. [bluehippo] [credit scores]

Looking to finance a laptop NOT BY BLUE HIPPO — With my credit scores, I use a reasonably by someone .
Suggestions?
Thanks

0% 12months NO FEE BT [visa platinum card] [rewards program]

Lifespring Health Everyday Rewards Visa Platinum Card
I remember reading a thread yesterday, when a member for no-fee bt other than citi .
this you asked issued by National City, the University attracts . mediocre opportunities reviewed program
i nc site and have nothing of their non-affiliate card a BT offer as good as this . It
hope someone can help .
does someone other TU-puller with a portfolio that matches this bt?
https: / / www.yournewvisa [DOT] com/lifes

AMEX saved my patootie. [patootie] [costco]

Rolled up in smoke at Costco to get gas. Each pump debit and credit card processing sank.
AMEX network was still working though.
+1 for AMEX.
It was interesting to go as many people and had to turn around. drawn Perhaps 5% of the cars that was in there while I had actually heard people screaming AMEX.
Shoulda .

One question about bumpage [credit profile] [excuse]

Ok, I've searched the forum and found some stuff on it . didn't explain too well, however: so if you come, ask your credit profile say about TC. How do you pull back? Delete the account and create new ones? Or to provide easy access to a bump? Excuse my ignorance.

Can I believe my eyes? [general district court] [judgements]

Hi all!
I've with (or not really) two old judgments and I was looking around and found this on
lawdog.com http://www.lawdog.com/states/va/sta3.htm! Busy!
This tells me that my two judgments that were filed in the General District Court in Vriginia – one in 1996 and one in 1997 to enforce for a period of 10 years and then can be extended for another 10 years
RIGHT? Try not to get too excited here .
Can to renew a verdict, if I live where it was not originally issu

WOW, selling a disputed debt in litigation . . . [fdcpa violations] [company b]

Just a quick question. Has anyone ever heard of or a debt buyer or OC for that matter, sell and change, that was the object of ongoing litigation?
That is to say that someone has filed against the company A for FCRA / FDCPA violations in relation to an account / TRADE LINE Company A was used for the violations in relation to the account / TRADE LINE, and then had Company A to sell, said about debt to Company B?
I never thought I see it, but it did. Hell, I've never heard of this