Archive for December, 2011

Shopping for Mortgage to get GFE [person shop] [gfe]

How can a person shop for mortgages? To GFE and the actual price they must purchase contract? In my case I can actually find a property. But what, before even looking for housing and try get preapproval? Do they still need to get my SSN? Bank of America needs me to my contract to send to me adjustable rates. I just want to see how it should be done. Please share. Thanks in advance

One question about bumpage [credit profile] [excuse]

Ok, I've searched the forum and found some stuff on it . didn't explain too well, however: so if you come, ask your credit profile say about TC. How do you pull back? Delete the account and create new ones? Or to provide easy access to a bump? Excuse my ignorance.

Can I believe my eyes? [general district court] [judgements]

Hi all!
I've with (or not really) two old judgments and I was looking around and found this on
lawdog.com http://www.lawdog.com/states/va/sta3.htm! Busy!
This tells me that my two judgments that were filed in the General District Court in Vriginia – one in 1996 and one in 1997 to enforce for a period of 10 years and then can be extended for another 10 years
RIGHT? Try not to get too excited here .
Can to renew a verdict, if I live where it was not originally issu

OMG! OMG! OMG! This is my FIRST Post and Ya'll are NOT Going to Believe It! [auto financing] [liar]

Okay I have been a member for a short while, I have never posted, just read a lot. And I would like to say that Credit Boards is a GREAT resource. But with that said (don't flame me), a lot of what is said based upon my experience is untrue. I remember reading a thread on getting auto financing through te biz, and someone named Danmls (excuse the spelling), told of his experience, and basically got told that he was a liar. I will admit I found it hard to believe but after what I have read on

WOW, selling a disputed debt in litigation . . . [fdcpa violations] [company b]

Just a quick question. Has anyone ever heard of or a debt buyer or OC for that matter, sell and change, that was the object of ongoing litigation?
That is to say that someone has filed against the company A for FCRA / FDCPA violations in relation to an account / TRADE LINE Company A was used for the violations in relation to the account / TRADE LINE, and then had Company A to sell, said about debt to Company B?
I never thought I see it, but it did. Hell, I've never heard of this

Are these FDCPA violations? [letter in the mail] [fdcpa violations]

This is a kind of follow up to a topic I posted to 5.9. This is the day of Kay's reps called me to tell me they were invited to collect our off-AmEx account. I finally got a letter in the mail today (17.09). There is no date of postmark. It's simply reads: “First Class presort U.S. Postage Paid MNK. The letter is 9 / 7 old-fashioned, but I highly doubt it was sent that day. Is the rule that they must be in writing within five days of my I'll have to get within five days or they have

Santander won't budge [crap] [company policy]

They offered a settlement of $ 1,000 $ 3,070 balance on a dollar, but they refuse to remove the items from my credit reports. Some crap about it against company policy So, I politely declined. Its about 2 weeks. I thought they would reconsider, but they have not contacted me.
Anyone had no luck with a drive / Santander PIF?

Collection account removal [fraternity sorority] [billing service]

Hi everyone,
First from, this board is amazing-I've tried so many sites, research, forums.
I but not bundled with the knowledge of the CB issues a CA to have TU u0026 EQ are reported. The original holder of a brotherhood / sisterhood Billing Service, the debt sold to “Payment Systems America,” but the debt that they said that I owed after I transferred to this university and could have been incurred impossible. In such a case, it is better for me to try to return to contest the or

How long are you supposed to wait between asking for increases? [-1]

I forgot. Thank you!

HSBC/Neimans Unauthorized inquiries [neiman marcus] [yeas]

Hello, a
I HSBC Neiman Marcus card for almost 2 yeas now have had. have done when I went on my credit reports I noticed that they take 4 hard questions about this period (4.9, 5.4, 12/05 and 6.4). Are they allowed to do that without asking me? I understand it takes for the first time, but not the other third What can I get taken to the other three from my report?
My account is in good standing with no lates.