Archive for November, 2011

CIP glich seemed to work. [inq] [equifax]

Earlier this week I saw a thread from someone about Chase Identity Protection they scored to open a link, if you had signed up and thought it would be a move to generate new software. They claimed it would be a new software every time you did it produce. I tried it today, I have gone 5 to 1 inq on Equifax. I looked for the thread of my experience to add, and was empty.
Anyone remember this thread?

When filling out apps after BK is removed… [tradelines] [bk]

If you can get your BK removed from all reports, and even possibly remove all or most of the bad tradelines, then is it acceptable to claim that you haven't filed bankruptcy?
Yes, it's an overt lie, but what if there is no proof of it on your credit reports any more?
Not that I'm in that situation, but what if?

Quick Easy # for Best Buy Auto C.L.I. 6 month UPDATE [best buy] [buy auto]

1-800-365-0499r
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I be used to work there and only remembered the number. One of the options is in favor of an automated credit limit. If it asks to enter a number 169th ORG This number is meant for employees, I doubt it has increased every instant credit line involved any hard questions. I did this after my card less than 6 months, but you must wait 6 months to come to a further increase. Let me now how this number works for you! I went from $ 900 – $ 1,200 immediately, with approxima

BK in TX, but have only been here for 10 months. [10 months] [bk]

Hi:
I was in New Jersey for the 4 years before moving to TX 10 months ago. Now I need to file for a BK. Will I Use the exemptions for NJ or TX???
I have searched all over the place and can't seem to find the answer. It does sound like I would use the NJ exemptions. Will a TX BK attorney know about this or do a need a specialist?

Best ways to raise credit scores quicker. [minimum balance] [credit scores]

Is it best to pay the minimum balance on credit cards each month, or only pay calculated from the total amount every month? For example, if I have a $ 500 credit card and cost $ 100 per month, I pay the minimum, or pay the $ 100 per month? I keep hearing different things, and the answers start to confuse me. lol
Anyone have no answers to this? I would appreciate your feedback! Thanks a million

I Feel Lost- Just Cancelled True Credit [free annual reports] [true credit]

After a day of draws True Credit for the past year or so, I've canceled because yesterday I tried way, I find to save money. Now I feel like I'm around with a blindfold.
When order your free annual reports, you must wait exactly a year before reorganization? Or is it go by calendar year?

After discharge… [cingular cell phone] [comcast cable]

I cant find any answers to this online… so I will throw this out and ask.
If I file bankruptcy against utilities like AT&T (Telephone) Comcast (Cable) Cingular (Cell Phone) etc etc will those companies chose never to do business with me again? What if I am discharged against my debt to AT&T and want to open an account with them… will they tell me no because they lost moneyt in a BK??

Question about Capital One CLI [black friday] [cli]

How fast can I ask for a CLI with Capital One? I was to my card by Friday. You just gave me a $ 300 limit (and you know, Friday is Black Friday!) Even if a CLI result in another hardpull?

Which Cards Have the Potential of "Closure by Creditor" [creditor] [hsbc]

From my readings, appear Juniper, AMEX and Chase announced its closure, but was discovered, Citibank and HSBC?

PenFed Income Verification.WTF? [platinum visa] [penfed]

Hey all, went
So after cleaning up my credit card repairs for 3 months my EQ score from a 592 to A 712th I thought it would be a good time to apply PenFed as I do not much of revolving credit cards. I currently have WAMU and Cap 1.
Anyways I for the Platinum Visa (10K) on the mobile phone used at the end of my membership. I was told that it was pending they do something.
It as pending online say this morning with notes, they wanted to show employment and income testing (2 paystub