Archive for June, 2011

Mortgage App Question re Foreclosure [home loan mortgage] [deed in lieu of foreclosure]

If you are in a position to buy another home three years after a foreclosure, ask why mortgage applications: “Have you a foreclosure or in lieu of foreclosure in the last 7 years, indeed? The fact that she is asking this but it is 7 years until you can be approved for another house loan.
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On the road to credit repair [consumer credit counseling] [debt management program]

Hello everyone, I am new to the forum and have some reading for a while and this is my first post. I have my credit reports from all 3 agencies and I have my credit score, which is one 515th I just pay off some debt through Consumer Credit Counseling Debt Management Program. I just received a letter that it takes 3-6 months for my credit reports show, or to reflect any new information. I'm in the process of writing letters, reviews the things on my CR and obtain / or validated, and possibly

Chevron thread closed for argument? [chevron]

Ok, my thread gets argue with 2 people and there is kidnapped closed. Please do not argure here.
http ://{$ MySite} / forums / index.php? Showtopic = 84 966

EX adds fraud alert to my reports [fraud alert] [fraud report]

I have seen my EX report online and personal statement states that it is a fraud alert on my report for 90 days. I did not ask for the fraud report. Why do they have it there? Can I remove it?
I want to try to apply for funding Dell, but I read somewhere here that they are not even your job if you have a fraud alert .

Does Anyone Pay PMI anymore? What do we think of this deal? [ridiculous collection] [equifax]

FICO: TransUnion 621, Experian 622 and Equifax 636th Not the best, but hurt by a lack of credit history, I have no student loans and a car loan and a VISA plus a ridiculous collection account for $ 93, I paid like 2 years ago. I would have gotten that have been removed, but now it's too late and I think my grades are what they are in favor process.
Purchase Price: $ 283.000
Deposit: $ 10.000
loans: $ 273,000 is 100% on a first mortgage done by Countrywide Home Loans 150/mont

Inquiry from a deleted account [american general finance] [eq]

In my first round of disputes, the American General Finance was successfully deleted. I pulled MCK today and on 10 May there was a request from them to EQ.
Are try to use them again? Does anyone have this before and seen what came of it
It was a pretty big bill, so if it was deleted, I was so happy? – Come back to me
Thanks CB for your help (again)?.

Date Updated versus Date Verified [chargeoff] [tradeline]

I have a chargeoff with Chase, which was denied in June 2009. It came back as verified with no change in the TRADELINE. When I see my current TU report today (hard) states that the date is updated 2 / 2009. This has not been paid. Also updates the date, time and date paid is closed 2/2009.
Does all these seem to report correct?

New credit card policy to save Lamar University money [lamar university] [convenience fee]

http://www.lamar.edu/newsevents/news/207_8192.htm
QUOTE From 1 January, students who choose to make payments on account of their university with a credit card convenience fee of 2 percent of the total payment amount to be assessed, or $ 3, whichever is greater.

Getting Auto Loan, and Paying it Off Early? [10 months] [auto loan]

Newbie question:
My credit is not very good, but good enough to get a car loan, but with a higher interest rate. I need to get a newer used vehicle. Here's my thinking . Get a loan for a cheap truck. Keep the vehicle for only a few months . say 3-10 months. Build my credit to pay and from the truck early. Until then, I wanted my credit card number deleted, and a better paid job. Then I would make a larger loan for a car that I really want. I should have heard, pays on time loan history

Did I just sink my battleship? [duns number] [business checking]

Ok, heres the deal. I have just hired an LLC. The purpose of the LLC is set for real estate investment and property management. I follow all the advice here is very far closley.
So I: Check
Have EIN
LLC
Business certificate and savings account
Seperate Physical address
Have a web address and company for a DUNS number email
Applied (they sent me an email today asking me to call because they needed my to discuss application. I called to leave a message and no o