Archive for May, 2011

Estopel v validation letter? Difference? [quot] [validation]

I have done, the search times 3rd Can not figure out which number of the many wonderful letters that are specifically “estoppel” and what it means specifically asked. Please help with the language and what does it actually achieve?.

Credit Limit Reported Incorrectly! [payment history] [credit cards]

I am so frustrated. I have 2 credit cards, both just over a year old with a perfect payment history. 1 has a $ 2000 limit w / a $ 400 balance and the other has offset a $ 7,500 limit with $ 1600. I Experian Direct w / Power Score and noticed a few months ago that they were both reporting my credit limit is the same as my balance and therefore maxing my life. So I disputed the information, and lo and behold my score was 589-667! I was thrilled to say the least. Well, I've checked again this m

MyFico off it's rocker [eq] [score]

OK, so on Monday I got a boost of 69 points on my EQ, for no reason. Then the next day my visitors went 50 points, it was perhaps because I was a new collection, but have it on a day without a trigger. Then I actually took the report and it was still at the higher amount . What's up? has this happened to anyone else?

using prepaid phone for business? [credit decisions] [part time job]

I am trying to transition from my part time job as a Best Buy mobile sales staff and go back to the towing / car business. I just want tonite for the Staples account and i am used to call on Monday and get my b-d u0026 up.
i dont account set up to my regular phone for all my things business. Will it hurt any of my credit decisions do if my “business” phone line was actually a prepaid account. I am pleased with the establishment of a Boost Mobile prepaid phone thinking. doint to connect towi

Possible to be approved for card w/o pull? [last saturday] [card application]

I was told by MBNA last Saturday that I was approved for a card and it had already been sent to me when I called to cancel a card application. (Less than 24 hours after application)
Well my report today and I see they pulled my report on * Monday *. Two days after they said I was approved.
How I could be approved before they take me to report? I have an MBNA card already, which I * think * they might approve before the train makes, but what the chances of that? If
Is it possible

cash advances need 90 days from… [filing bankruptcy] [cash advances]

what are the rules on cash advances adn filing bankruptcy.
cash advance 7-2004 of $8,300.
stopped making payments 10-2004 so maybe only 2 months of payments afterward.
called and closed card on 12-2004.
filed bankruptcy recently.

does the objections from creditor happen when not enough payments are made afterward so they try to say you intended not to pay or when you file bk too soon afterwards.

Orchard Card approved one day after 341 [orchard] [dw]

Making this a separate post:
Well . one day after the 341 and I got my info on Orchard Pre-qualifier.
I was offered $ 300 limit unsecured card.
Can I accept or should I wait until discharge. I just want to rebuild now asap.
Right my dw and I have no credit card only debit / check card and I'm really skeptical about them online.

What makes this a bad account [sahara ave] [current status]

This is listed on my accounts closed on the negative side of my report to EQ.
Now TU and EX NOT show this account will be charged as agreed they show it as a collection.
Just ask here, since it is reported as PAYS agreed, as I can report to the other without shooting yourself in the foot?
Citi Cards
8725 W Sahara Ave
The Lakes, NV-891,630,001,

Account number:
Current Status: Individual Account: How to pay
Account family agreed.
High Credi

Anybody got a good letter for OC that did . [verification letter] [reccomendation]

I sent two OC's verification letter from the database and it is not responding, need reccomendation for the next letter you send just the same over there or is there a better?

Score dropped 60 points.and and NOTHING CHANGED! [score]

Can someone explain this to me? I checked my Transunion score and it went 670-607 and not a single item on my credit card has changed?