Archive for April, 2011

CA keeps calling for "Joe" [wrong number] [csr]

I'm sure I have on these issues before and never bothered to read them seen . but I could not think of good search words to find it.
HSBC keeps calling our house looking for Joe. DW called her back about a month. She explained that she had the wrong number. The CSR apologized and gave her the impression that they would update their records and stop calling.
This last week they have called at least twice. Earlier this week, I replied, and again they said I have the wrong number.

Defamation lawsuit and bankruptcy [defamation lawsuit] [bk]

What will happen? Someone is suing me for defamation- and I have NO money to defend myself. If I just ignore the lawsuit (I was just served), say they get their million dollar judgment, can I discharge that? I mean is it just automatically undischargable, or do I try to discharge it, then they will contest it, then it goes back to court, and I defend myself there?
I don't know what to do here. I know, now I REALLY have to go to another BK lawyer, but maybe someone here has something to

Got BK7 deleted from Equifax! [cant beleive] [equifax]

Since my Equifax report is clean, does anyone know who she draws exclusively? Cannot believe what a little hard work and luck, you will get, still working though to the other second

An organization tip I've found helpful [messes] [tls]

As we all well know, establishing and growing new credit lines is as important (if not more) as getting old derogatory and incorrect information deleted. A huge part in tackling the messes I made was just a matter of getting organized. I use Yodlee provided though my bank to stay on top of my open lines and accounts, and to stay on top of my bills. That certainly helps in ensuring my payments are timely, but in this credit climate, that alone won't be enough to help my TLs grow. We all k

BofA Airline Check Cards [free checking account] [check cards]

I used the totally free checking account offer from Bank of America online. I was shocked to see that it was approved, since I have a Chex record of them and another bank. I was looking at your credit card and noticed that they offer airline check-cards. U.S. Air and Alaska Air, the AF is $ 30. They all think theres are worth the $ 30. I would be an airline card to build points, as my my guests is too low to get approved for a real CC http://www.bankofamerica.com/deposits/chec.kcards_overview

App. Status works AMEX [americanexpress com] [amex]

https: / / www65.americanexpress.com/eaol/stat.statuscheck.jsp
IT now since hours!

Macy's birthday present [new accounts] [macy]

I applied online for store card a Macy's in September and was approved for $ 800. The young lady I spoke to asked to check whether I was interested in the store Visa and offered to walk through the “for me. I have not heard of them and I thought that was my answer. 18 days later, it was a hard train for the visa, of course it was to sway an application Spree, 4 new accounts. I was ready for too many new accounts and inquiries refused and was ready to argue (the questions were not there when

Car accident. now what? [cosigner] [mitsu]

I paid off a 2001 Mitsu Mirage with 97k miles on it two months ago. I had a cosigner and still had a 11% interest at this time with 330 dollars in monthly payments.
A guy rearended me and my car was, I 2800 and to hold. The repairs are more than 2800th Do I have to sink 2800 in body work in a car with 97k miles on it or go on one leg and put the money as a deposit and try to get a new car on my own with bad credit?
My credit scores are low 500 and there is no way I would get a cosign

Credit repair Agencies? [credit repair agencies]

Does anyone know if this truly Credit Repair Agencies? I had to tell some friends, it works, and others say that it does not work? can anyone shead some light on this subject?
thanks

What the hell is CITI Busines doing? [judgement] [hell]

I got a warning that I have a new investigation. It turned out that it's citizens. They denied me because of Jew management three or so weeks. Well, they see my credit card for all changes. Thus fell from the verdict, and they will notify you (by rep) 0.
She pulled back my credit without my consent and even denied me because of my score (610), oh yeah, it was 569, when I read the first time . I told the lady I was not going to re-apply until the end of this year because my score was lo