Archive for March, 2011

Converting & Moving out of state [pawn shop] [engagement ring]

I guess things just need to get more complicated before they can get better.
Filed Chap 13 in December 2005. Plan was to be 36 months. Then DH lost his job and we had to suspend our payments for March, April, and May. Even with the suspension, we're behind on the mortgage and equity payments on our house. Still no job as of the beginning of June so we're suspending again. Off to a great start!
My $4K engagement ring had a loan against it at a pawn shop and they were includ

Screwed myself [bane of my existence] [medical bill]

I swear to God… procrastination is the bane of my existence. I am so mad (at myself) that I could just spit. I am so mad that I can't even think straight, so I am asking for guidance on how to proceed from here.
Background: I have been on a 4-day work week for a solid year, since last February. Money has been tight. Not undoable, but very tight, and there's been alot of financial juggling behind the scenes. I have a medical bill for $127 from last summer. I could have… and

FOR ANYONE WITH COMMON SENSE [cra] [common sense]

OK Law cra anchored to investigate 30 days, not 31.32 or 27 . So heres what I have to . received
CRA get a dispute over 17 January, they told me that they didn't put it in the system until 18 and had about the answer to 18 February at midnight. For me this is so that it more than 30 days. State laws of 30 days from when they receive it, which means for me to sign the day for them. So, who was only about responding to th until midnight February 15. If it is not to be deleted. Now I will

USAA just called me regarding my homeowners insurance [homeowners insurance] [insurance policies]

So my wife and I closed our house a week ago. Since I am an active reservist, I went to USAA for homeowners insurance. Well, I got off the phone with them and appear to have changed their guidelines and they are no longer issuing homeowners insurance policies for reservists and I should not have gotten in the first place. The amendment came into force 11th April this year, and who prior to a policy that was affected. Since it was my policy already gave me will last for 1 year and then cancel the

USAA Binding Arbitration Agreement [arbitration agreement] [binding arbitration]

Today's post was a gift from USAA ie notice that the 3% spread between deposit and regular purchases was accompanied by a binding arbitration agreement, that you choose, decide whether to eliminate out.

Citibank Approval ?>?> [advantage card] [mail]

Well, I finally tried your Citi after a long road of repair. Do you have the 30 days for the AA advantage card and will be of mail.
However what was odd that it asked me informed about options for the map to the screen that said 30 days. I am even asked a user ID and password. Then when I go to the reception, the screen says I have to wait until I have the card in the mail on that account up.
So I got it once?
Any others have this happen to them?

Serious Question [cra] [bk]

My BK comes off my CRA's in 18 mos. How many points will I go up when it falls off? Do I have to contact them to have it removed or its it automatic?
I have (2) 30 days lates both over 2 years old and my scores are low 600's.
Thanks for all your help!

Who's ordered their Lexis Nexis report? [lexis] [dh]

I recently got the licensee reports for DH and me, and I am so shocked at the information it contains! Along with everything you ever wanted to know about us, and every address, each person in my family ever lived in, there are about 7 or addresses for people I never heard of! They say this “possible relatives” and I've never heard of them! In addition to the names, addresses it contains 4-6 for each person and the first 5 digits of social security number and their age. This seems like a ter

3 collection acounts for same creditor, But paid CA [balence] [acounts]

I have a collection account listed 3 times. once from the original creditor (HSBC) and then the next two, which it purchased. (SIMM ASSOCTS then to the offices INC) Now I've paid the CA (the offices INC) on this debt but they said they would ask the original creditor if they could erase. I did not negotiate pay this prior to the balence. (I had not found this page at a time) They said they would give me a letter stating the item was paid.
I this letter have been preserved.
Should

How long before obtaining citi trio ? [citi cards] [pg]

How old do have to be for
obtaining Corporation Citi Cards without PG.